Even though interest rates have climbed since June, they are still near historical lows. If you have been thinking about purchasing a home, refinancing your house for home improvements, or converting a bank variable line of credit to a fixed rate, now is the time to do it.

Interest rates will not stay this low forever. First Hallmark Mortgage has established long term relationships with investors that reward borrowers with the best credit. Our lending portfolio with these investors over the last 3 years has a 0% delinquency ratio.

Because of the quality of the loans we have delivered, they are offering us a discount in the rate that we intend to pass on to our borrowers.

If your scores are 720 or higher, we can offer a rate that will match or beat any lender in New Jersey. Couple that with our fast turn around time and customer service, there is no reason not to call for a no obligation loan approval and interest rate quote.

Feel free to Contact Rob Kaiser at 908-203-8680, ext 268. Be sure to mention that you are a Barnegat Fishing Hole member since I have instructed Rob to waive our $469 application fee.

Thanks

JT

FYI We are expanding our operations and have loan officer positions available in both our Somerset and Forked River offices. If you want to work for a Fannie Mae/Freddie Mac/FHA HUD approved direct endorsement lender, you have found your home. Top compensation plan, in-house underwriting, lender AMC, and the best loan officer support in the industry.

If interested Call John Tylutki at 908-203-8680, Ext 252 or email your resume to jt@firsthallmark.com