Just realized I should probably ask you guys directly....

I'm looking into the possibility of knocking down our house, and putting up a new modular home. My problem is trying to figure out how to finance it. I need about 150-200K, and don't have enough equity in the house. Are there any other options out there?

Credit i s good, and I'm sure I could get the money approved (both the current mortgage + additional money) if we were to sell and buy somewhere else. But we don't want to move, just re-do the house.

Any ideas? The new modular home would be much improved over the current house (1950's bungalow, with two small additions), which I would think would easily make the whole package more valuable.