[/quote]

You may want to see if you are comparing apples to apples. Especially check coverage for fuel &/or oil spill ! [/quote]

Apples to apples it is, and Boat US' quote was almost 50% more than what I pay now for equal coverage. They don't seem to be able to do as well for smaller boats. I know they were the cheapest on my father in law's 32 sea ray.
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Polar 2700cc
Twin 225 Verados
Toms River