Sixpack. Jeff is correct. Your boat and no matter who is operating your boat, any boat you own, borrow, rent, charter are covered NATIONWIDE. Since you are from Beach Haven West, If you do go to Raritan, we won't tow you all the way to BHW. We will tow you to a repair facility or nearest ramp. That goes thru too many seatow areas and who wants to be on the hook for a full day. Not fun I can assure you. Bottom line is you're covered. Trailer it down to the Carolinas and you're covered. Any other questions, don't hesitate to call or e-mail or ask on our website.